Privacy Policy — EMI Loan Calculator LoanCalc

Privacy Policy — EMI Loan Calculator

Privacy Policy

EMI Loan Calculator — LoanCalc  |  ZanshinLab  |  Last updated: May 5, 2025

Introduction

ZanshinLab ("we", "us", or "our") operates the EMI Loan Calculator – LoanCalc Android application (the "App"). This Privacy Policy explains how we collect, use, and share information when you use our App. By using the App, you agree to the practices described in this policy.


Data We Collect

We collect the following data through our third-party advertising partner, Google AdMob:

  • Advertising ID — a resettable device identifier used for advertising purposes.
  • Device ID — device identifiers used to serve and measure ads.

All loan calculations performed in the App are done entirely on your device. We do not collect, transmit, or store any financial data, loan amounts, interest rates, or any personally identifiable information beyond what is listed above.


How Data Is Used

The data collected (Advertising ID and Device ID) is used solely for the purpose of displaying advertisements within the App through Google AdMob. This data is not used for any other purpose.


Third Parties

We share the data described above with Google LLC through the Google AdMob advertising platform. Google may use this data in accordance with its own privacy policy, which you can review at policies.google.com/privacy.

We do not share your data with any other third parties.


Tracking

The data collected through AdMob is not used to track you across apps or websites owned by other companies for advertising or measurement purposes beyond what is necessary for serving ads within this App.


Data Safety

The following summary mirrors the Data Safety section declared on Google Play:

  • Data collected: Yes
  • Data type: Device IDs (Advertising ID)
  • Data shared with third parties: Yes (Google AdMob)
  • Purpose: Advertising
  • Used for tracking: No
  • Data encrypted in transit: Yes
  • User can request data deletion: Yes (by resetting Advertising ID on device)

User Rights — Opt-Out of Personalized Ads

You can opt out of personalized advertising at any time through your Android device settings:

  • Go to Settings > Google > Ads
  • Enable "Opt out of Ads Personalization"
  • Or tap "Reset Advertising ID" to generate a new identifier

These settings are provided by your device operating system and are not controlled by ZanshinLab.


Children's Privacy

This App is not directed at children under the age of 13. We do not knowingly collect personal data from children. If you believe a child has provided us with personal information, please contact us and we will take steps to delete such information.


Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Continued use of the App after any changes constitutes acceptance of the updated policy.


Contact

If you have any questions about this Privacy Policy, please contact us at:
vince.reuben13@gmail.com